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Nevada- Auto Insurance

Nevada State is so conscious of monitoring the status of drivers’ insurance policies, that it has a program called IVP (Insurance Verification Program), which joins the state’s department of motor vehicles with insurance companies. The program assists the state in receiving  documentation of new or canceled policies.


  • Nevada has minimum requirements for liability insurance. Your policy must cover at least $15,000 for injury or death of one person, $30,000 for injury or death of more than one person, and $10,000 for property damage in one accident.
  • The state sets these mandates for liability insurance but does not have requirements for coverage such as comprehensive or collision.
  • The state receives status reports on canceled policies, and will be aware if you let your insurance lapse. Failure to comply could result in immediate suspension, fees and penalties.


Carson City Office:

Nevada Dept. of Insurance

Carson City Office:

788 Fairview Drive #300

Carson City, Nevada 89701

Phone: 1-775-687-4270

Toll Free: 1-800-992-0900

Las Vegas Office:


2501 E. Sahara Av. #302

Las Vegas, Nevada 89104

Phone: 1-702-486-4009

Web Site:

Email: or

 Nevada (NV) Mandatory Auto Insurance Minimums:

  • Liability: 15/30/10 = Bodily Injury Individual/Bodily Injury Total Per Accident/Property Damage
  • Regulations Regarding Proof of car insurance: Proof Required – If Involved In An Accident, If Stopped By Authorities When Driving
  • Penalties For Not Carrying Mandatory Insurance: Fine up to $1000

Inside Nevada- Auto Insurance