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Arkansas- Auto Insurance

Failure to carry adequate liability insurance can lead to financial ruin if you are involved in an accident that you are  even partially at fault for.


  • Whether you drive a motorcycle, SUV, truck or van, you must have liability insurance coverage. There are some exemptions for travelers to the state and those who have recently moved to Arkansas.
  • In Arkansas, the minimum levels of insurance required are $25,000 bodily liability, $25,000 property and $50,000 total per accident.
  • If requested by a peace officer, you must surrender proof of insurance for your vehicle or you could suffer penalties.


Arkansas Insurance Dept.
Consumer Services Div.
1200 W. Third St.
Little Rock, AR 72201-1904
Phone: 1-501-371-2600
Toll Free: 1-800-282-9134

Web Site:

Arkansas (AR) Mandatory Auto Insurance Minimums:

  • Liability: 25/50/25 = Bodily Injury Individual/Bodily Injury Total Per Accident/Property Damage
  • Other Mandatory Insurance: Personal Injury Protection
  • Regulations Regarding Proof of Insurance: Proof Required – When Obtaining Registration
  • Penalties For Not Carrying Mandatory Insurance: Fine up to $250

Inside Arkansas- Auto Insurance