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Alaska- Auto Insurance

In Alaska, the liability insurance laws on the state provides with financial responsibility as well as mandatory insurance laws.


  • The mandatory laws in Alaska require the owner or driver of a vehicle to have liability insurance policy currently active and in place when the vehicle is being operated on a street, highway or public property.
  • The minimum coverage for liability insurance in Alaska is the highest in the country. They are $50,000 for injury or death to any person, and $100,000 for total injuries or deaths per accident, as well as $25,000 for property damage.
  • If you are involved in an accident, whether or not you are at fault, you must show proof of insurance that meets the minimum coverage amounts.
  • The DMV is required to suspend the license of anyone who does not have proof of liability coverage. The suspension will range from 90 days to as long as 1 year based on prior record or accidents.


Department Of Alaska
(AK) State Government That Regulates Auto Insurance

Alaska Div. of Insurance
Robert B. Atwood Building
550 W. 7th Ave., Suite 1560
Anchorage, Alaska 99501-3567
Phone: 1-907-269-7900

Alaska Div. of Insurance
9th Floor State Office Bldg.
333 Willoughby Ave. 99801
Post Office Box 110805
Juneau, Alaska 99811-0805
Phone: 1-907-465-2515

Web Site:

Alaska (AK) Mandatory Auto Insurance Minimums:

  • Liability: 50/100/25 = Bodily Injury Individual/Bodily Injury Total Per Accident/Property Damage
  • Regulations Regarding Proof of Insurance: Proof Required – If stopped by authorities when driving
  • Penalties For Not Carrying Mandatory Insurance: License suspension or revocation

Inside Alaska- Auto Insurance