Alaska- Auto Insurance

In Alaska, the liability insurance laws on the state provides with financial responsibility as well as mandatory insurance laws.

Guidelines

  • The mandatory laws in Alaska require the owner or driver of a vehicle to have liability insurance policy currently active and in place when the vehicle is being operated on a street, highway or public property.
  • The minimum coverage for liability insurance in Alaska is the highest in the country. They are $50,000 for injury or death to any person, and $100,000 for total injuries or deaths per accident, as well as $25,000 for property damage.
  • If you are involved in an accident, whether or not you are at fault, you must show proof of insurance that meets the minimum coverage amounts.
  • The DMV is required to suspend the license of anyone who does not have proof of liability coverage. The suspension will range from 90 days to as long as 1 year based on prior record or accidents.

Contact:

Department Of Alaska
(AK) State Government That Regulates Auto Insurance

Alaska Div. of Insurance
Robert B. Atwood Building
550 W. 7th Ave., Suite 1560
Anchorage, Alaska 99501-3567
Phone: 1-907-269-7900

Alaska Div. of Insurance
9th Floor State Office Bldg.
333 Willoughby Ave. 99801
Post Office Box 110805
Juneau, Alaska 99811-0805
Phone: 1-907-465-2515

Web Site: www.commerce.state.ak.us/insurance/
Email: insurance@commerce.state.ak.us

Alaska (AK) Mandatory Auto Insurance Minimums:

  • Liability: 50/100/25 = Bodily Injury Individual/Bodily Injury Total Per Accident/Property Damage
  • Regulations Regarding Proof of Insurance: Proof Required – If stopped by authorities when driving
  • Penalties For Not Carrying Mandatory Insurance: License suspension or revocation

Inside Alaska- Auto Insurance